4-Point Inspection in Owatonna, MN.
Insurance carriers often require a 4-point inspection on homes 30+ years old before issuing or renewing a policy. We focus on the four systems carriers care about most: roof, electrical, plumbing, and HVAC. Fast, focused, insurer-ready.
What you get with our 4-point inspection.
Insurance carriers often require a 4-point inspection on homes 30+ years old before issuing or renewing a policy. We focus on the four systems carriers care about most: roof, electrical, plumbing, and HVAC. Fast, focused, insurer-ready.
Roof condition
Age, material, remaining service life, visible damage. Drone imagery included.
Electrical
Panel type, amperage, wiring (knob-and-tube, aluminum, copper), GFCI/AFCI presence.
Plumbing
Supply and drain materials (galvanized, polybutylene, copper, PEX), water heater age, visible leaks.
HVAC
Heating and cooling system age, type, and condition. Documents required by most insurance carriers.
4-Point Inspection — common questions.
What is a 4-point inspection?
A focused inspection of four systems — roof, electrical, plumbing, HVAC — typically required by insurers on older homes.
Who needs one?
Homeowners with houses 30+ years old whose insurance requires it, or buyers of older homes.
Is 4-point the same as a full home inspection?
No — 4-point is for insurance underwriting only. A full home inspection covers everything. Get both before buying.
How long does it take?
60–90 minutes, with same-day reports.
Other inspection services.
Radon Testing
EPA-protocol 48-hour test bundled with your inspection.
Mold Inspection
Visual + thermal moisture mapping plus optional air sampling.
Sewer Scope
Camera the lateral line — catch root intrusion, bellies, breaks.
Owatonna Inspections
Full home inspection in every Owatonna ZIP.