Pest and Wood-Destroying Insect Inspection in Owatonna, MN.
VA and FHA loans typically require an NPMA-33 wood-destroying insect (WDI) report before closing. Even when not required, MN homes face real pressure from carpenter ants, termites at the southern edge of the state, and powderpost beetles in older homes.
What you get with our pest and wdi inspection.
VA and FHA loans typically require an NPMA-33 wood-destroying insect (WDI) report before closing. Even when not required, MN homes face real pressure from carpenter ants, termites at the southern edge of the state, and powderpost beetles in older homes.
NPMA-33 reports
Lender-ready Wood-Destroying Insect Reports on the standard NPMA-33 form, accepted by VA, FHA, and most conventional underwriters.
Carpenter ants
Minnesota's most common WDI. We know the trail patterns, frass deposits, and structural damage signatures.
Termite watch
Subterranean termites are present at the southern edge of MN. We inspect for mud tubes, swarms, and soil contact issues.
Powderpost beetles
Older Owatonna and Faribault homes with hardwood framing or flooring can show powderpost beetle damage.
Pest and WDI Inspection — common questions.
What is a WDI inspection?
Wood-Destroying Insect inspection — termites, carpenter ants, powderpost beetles. Documented on NPMA-33 form.
Do I need it for my loan?
VA and FHA typically require it.
Are termites a problem in southern MN?
Uncommon but possible. Carpenter ants are the more common WDI here.
What if you find something?
Documented in NPMA-33; we refer to licensed PCOs.
Other inspection services.
Radon Testing
EPA-protocol 48-hour test bundled with your inspection.
Mold Inspection
Visual + thermal moisture mapping plus optional air sampling.
Sewer Scope
Camera the lateral line — catch root intrusion, bellies, breaks.
Owatonna Inspections
Full home inspection in every Owatonna ZIP.